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Do
I have a good case?
Can
I negotiate a settlement of my case without a
lawyer?
What
will it cost me to consult with a lawyer about my
case?
What
will it cost me to be represented by a
lawyer?
Can
my case be settled without
trial?
How
much is my case worth?
Do
I Have a Good Case?
This, of
course, depends on the facts, and each case will have its
own unique set of facts.
Nonetheless,
in general, a person injured in an accident has a good
case only if each one of three elements is present.
If one or more
of those three elements appears to be missing entirely,
the case is not good. At best, it will be a gamble on
trying to establish the missing element. If one or more
of the three is weak, the case is weak.
The three
elements are:
1. There was
actual injury caused by the accident.
2. The
applicable law holds someone responsible.
3. Insurance
or other resources are available to adequately
compensate.
There
was actual injury caused by the accident.
It may seem
obvious that, to have a good case, there must be an
injury. But occasionally the idea is expressed that, if
you've been in an accident caused by someone else, you
are automatically entitled to compensation-even if you
are unharmed. That is not the case. The nature and extent
of injury must be proven for compensation to be
awarded.
For
compensation to be awarded, it must also be proven that
it was the subject accident that caused the injury. What
caused a condition or symptoms is often vigorously
contested in accident cases. That issue can be a weakness
in an otherwise good case.
The more
significant the injury and its consequences, the "better"
the first element of a good case.
(Note:
experience suggests there's hardly a truly injured person
alive who wouldn't trade their "good" case for a return
to pre-accident status. A good lawyer with experience in
accident and injury law can help organize and effectively
present compelling evidence of the injury to secure just
monetary compensation for a serious injury. He can't ever
make things the way they were. In that sense, there is no
such thing as a "good" case.)
The
applicable law holds someone responsible.
Sometimes, as
in a simple two-car traffic accident, fault can fairly
easily be attributed (although who the law enforcement
officer ticketed is not considered controlling in
Colorado civil cases).
In other
instances, the laws applicable to Colorado accidents can
be very complex. All sorts of different of rules and
statutes may potentially apply.
If a federal
agency is involved, special laws and procedures involving
administrative claims and federal courts will likely
control. If an employee or employees of the State of
Colorado or one of its agencies or of a county or city,
municipality, school district, special improvement
district or other kind of district, agency or political
subdivision are involved, the governmental entity and its
employees are given special
protections
by Colorado law. Those protections include complete
immunity in many instances and a strictly-enforced
requirement on the injured person to provide written
notice containing certain specified information to
certain statutorily identified parties within a very
short time of the accident (which deadline is sometimes
missed by the unwary resulting in their claims being
lost).
If the
accident took place while the injured person was in the
course of his employment, worker's compensation laws may
apply.
The standard
of care applicable to landowners (as they are specially
defined by statute) for injuries caused by a dangerous
condition on property for which they are responsible
depends upon the status of the injured person as a
"trespasser", "licensee" or "invitee".
If more than
one person causes an accident the percentage of causal
fault must ordinarily be assessed, and that assessment
dictates what percentage of responsibility each will have
for the total damages of the injured person. If the
injured person himself is at fault or partially at fault
for causing his own injuries, damages will ordinarily be
reduced by his percentage of fault or barred altogether
if he was 50 per cent or more at fault.
If the
accident resulted in death,
special rules apply to who can bring suit for losses
suffered and for whose benefit.
Numerous
special interest groups have been able to get the
legislature to pass laws applying special standards in
suits against their particular group. The injured person
may have signed a waiver of liability which may or may
not be enforceable.
A statute of
limitation can bar the injured person from pursuing a
claim or suit after the running of a certain period of
time. What that time period is varies depending on the
circumstances.
These are just
a few of the considerations. The list goes on.
Also, the
applicable statutes or rules are sometimes subject to
more than one interpretation and are not always uniformly
applied.
Eyewitnesses
may have different versions of what happened.
Evaluating and
establishing legal responsibility for causing injury can
sometimes be easy. It can often be hard.
But in short,
to have a good case, you must have some evidence that
someone else was at fault in causing your injury and then
hope that the law will enforce that person's
culpability.
A good lawyer
with experience in accident and injury law can help
marshal the evidence and the law that best support the
claim that someone is legally responsible for causing
your accident.
Insurance
or other resources are available to adequately
compensate.
This third
element of a good case is not as readily apparent as the
other two. But it is just as essential to there being a
good case.
With
occasional exceptions, a person who has suffered injury
in an accident caused by someone the law recognizes as
being responsible unfortunately does not have a good case
if the person responsible for the accident has no
insurance or other means by which to pay for the injury,
damage, and loss he has inflicted.
If the
at-fault person or company has no insurance covering the
conduct involved and has no assets, then the injured
person has no practical way of collecting
compensation.
The main
exception to this is the situation where the accident has
been caused by an uninsured motorist. There, the injured
person has a claim or lawsuit with his own automobile
insurance company under uninsured motorist
coverage.
An otherwise
good case can be diminished if the at-fault person or
company has inadequate insurance and no assets. In that
instance, the injured person is likely limited to
recovering only the at-fault party's insurance amount
even though that amount may be inadequate compensation
for the injuries and losses suffered.
There are also
statutory limits on the amount of damages that may be
collected in certain situations. One such example is the
cap or ceiling, subject to very limited exceptions,
placed by Colorado statute on the amount that can be
awarded against government entities and their employees
for any one injury to one person in any single
occurrence. There are also certain statutory limits on
collecting compensation for non-economic damages (such as
pain and suffering, emotional distress, and loss of
enjoyment of life) that apply more broadly than to just
government entities.
But the third
element of a good case is satisfied when those who the
law holds responsible for causing the injury have
adequate applicable insurance or assets with which to pay
for the loss inflicted.
A good lawyer
with experience in accident and injury law can explore
what insurance is or may be available and explain what
statutory limitations on damages may apply.
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Can
I Negotiate a Settlement of My Case Without a
Lawyer?
You can.
But you take a risk by doing so.
It is not
prohibited, and if you can handle the matter yourself all
the way to a conclusion (not just engage in negotiations
that don't result in a settlement), you will avoid paying
attorney fees.
However, bear
in mind the mission of the insurance company with which
you are dealing is likely to be to pay as little as it
possibly can to settle the claim. An insurance company's
knowledge and experience in these matters, if not
matched, can easily result in a settlement skewed in its
favor.
If you don't
do a good job you are very probably stuck without
recourse. To settle a case an insurance company will
ordinarily require you to sign a release. The release
will customarily contain language carefully worded to
prevent the claim from ever being re-opened-even with the
help of an attorney-if you eventually have second
thoughts about the fairness of the amount paid in
settlement or if your injuries turn out to be more severe
than you believed when you signed the release.
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What
Will It Cost Me to Consult With a Lawyer About My
Case?
Usually
nothing.
Without a
consultation it would be difficult for a lawyer to know
whether to accept a case. But if, after consultation, the
case is not accepted, no attorney/client employment
agreement has been established.
Consequently,
many accident and injury lawyers are willing to
discuss-either personally or through a subordinate-a
potential case at no cost.
The
consultation is ordinarily by telephone. An in-person
conference-- also at no cost -- may be scheduled if
circumstances warrant.
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What
Will It Cost Me to Be Represented by a
Lawyer?
There are
two separate items involved: (1) attorney fees and (2)
costs.
Attorney
fees
There are a
number of possible fee arrangements, including hourly
fees, flat fees, contingent fees, and even a combination
of those. Most accident and injury lawyers prefer to work
on a contingent fee basis.
A contingent
fee is one in which the attorney's fee is a percentage of
the eventual recovery. If the case fails and there is no
recovery, no fee is owed.
Except in
certain kinds of cases, such as worker's compensation
cases, fee amounts are not set by rule or statute. Thus,
hourly amounts, flat fees, and contingent fee percentages
can vary from lawyer to lawyer. Still, while no
particular contingent fee percentage is set by rule or
law, there are certain percentages entrenched to a degree
by custom. Sometimes, when accepting a case, a lawyer may
adjust his customary contingent fee percentage upwards
due to the complexity of the case or a high risk of no
recovery or downwards if the case has particular
merit.
Costs
Prosecuting a
personal injury case invariably involves costs separate
and apart from the attorney's fees.
Some of the
more common costs are: the cost of obtaining medical,
employment, and other records; filing fees, jury fees,
and e-filing fees paid to the court; fees paid to
reporters and videographers to take and transcribe
depositions; and fees paid to experts such as doctors,
engineers, and economists to author reports and, if
necessary, testify at trial.
Costs vary in
amount from case to case but routinely run into the
thousands of dollars.
The employment
agreement between the attorney and the client should
spell out the matter of costs. Typically, the client is
responsible for all costs. The lawyer may advance payment
on costs if necessary. When he does, the lawyer will be
reimbursed out of any settlement (in addition to, not as
part of, his fee from the settlement).
If there is no
settlement, the case goes to trial, and you prevail, the
losing party in most cases will be ordered to pay or
reimburse your costs as part of the judgment in your
favor.
If the case
goes to trial and you lose, payment of the costs incurred
in prosecuting the case remains the subject of the
contract between you and the attorney. You can also
expect to be ordered by the court to pay the costs of the
winning party (although not, except in highly unusual
circumstances, the winning party's attorney
fees).
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Can
My Case Be Settled Without Trial?
Yes. But
sometimes what is offered in settlement makes going to
trial a better alternative.
Cases that
settle far outnumber those that proceed to trial. Cases
can and do settle before suit is filed, after suit has
been filed, and even during trial.
However, when
the injured person and the representatives of the party
claimed to be at fault have irreconcilable differences
regarding the case's settlement value, the case must be
tried.
If you are
confident that what is being offered in settlement is
unreasonably below the fair value of the case, then trial
is likely to be a better alternative to accepting
settlement on those terms.
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How
Much Is My Case Worth?
A case does
not have a preset value. Its worth is not determined by
your lawyer alone. Its worth is a subjective assessment
that is ultimately determined through negotiations or, if
negotiations fail, by trial.
Only after all
relevant information has been acquired can a prudent
lawyer form a reasonable opinion on a case's approximate
worth. This point may be fairly early on or much deeper
into the case. If significant new information develops, a
re-assessment may be needed.
The lawyer's
assessment, though, is not the last word on the case's
worth.
For one thing,
a lawyer cannot settle a case without the permission of
his client. After considering your lawyer's opinion, it
is you who must decide what the case is worth to
you.
In the second
place, the other side will have its own opinion on what
the case is worth and that may be a very different
evaluation.
It is
important to be represented by a good lawyer with
experience in accident and injury law who can effectively
get across to the other side just why your evaluation of
the case's worth should be given full
consideration.
But if
agreement cannot be reached on a mutually acceptable
figure (or at least on a settlement figure, although it
may be more or less than what one or both sides think the
case is truly worth), the matter will go to
trial.
At trial, a
jury will tell the parties how much the case is actually
worth.
If you follow
the news, you will know that juries can sometimes come up
with surprising verdicts. That keeps accident and injury
law forever challenging and exciting!
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Firm of Trevor J. MacLennan
Colorado Accident Injury Lawyer
* Phone 303-985-8024 *
* E-mail tjmacl@macinjurylaw.com
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